What Should I Do After Monsoon Water Damage in Tempe, AZ?

Is Flash Flooding a Real Risk During Tempe Monsoons?

Yes. According to the City of Tempe, heavy monsoon rain can lead to flash flooding, and residents in flood-prone areas are advised to prepare in advance. Moving water as shallow as one to two feet deep can carry away most vehicles, so flooded roadways and low-water crossings should always be avoided during and after a storm.

What Does the City of Tempe Do About Flood-Prone Homes?

Tempe offers free sandbag pickup locations for residents whose homes are prone to flooding during monsoon season. If your property has flooded before or sits in a low-lying area, picking up sandbags ahead of storm season is a simple, city-supported way to reduce water intrusion.

How Do I Report a Storm Drain or Drainage Problem in Tempe?

If a clogged or malfunctioning storm drain is contributing to flooding near your home, you can report it directly to Tempe Public Works at (480) 350-4311 or by emailing [email protected]. Reporting drainage issues helps the city prioritize repairs in affected neighborhoods.

What Should I Do the Moment Monsoon Water Enters My Home?

Once it’s safe to do so, avoid walking through or working near standing water that may be in contact with electrical outlets, cords or panels — water and electricity are a serious hazard, and any electrical work in or near standing water should be left to a qualified professional. Move undamaged belongings away from the water where possible, photograph the damage for your records, and contact a water damage restoration company as soon as it’s safe. The longer materials stay wet, the higher the risk of mold — see our mold after water damage guide for the 24–48 hour drying window.

Does Homeowners Insurance Cover Monsoon Flooding?

Generally, standard homeowners insurance in Arizona does not cover ground-level flooding from monsoon storms — that typically requires a separate flood insurance policy. Sudden, accidental water damage (like a burst pipe) is treated differently than flood damage. For the full breakdown, read our guide: Does Homeowners Insurance Cover Water Damage in Tempe, AZ?